For many people, bariatric surgery is affordable because it is covered by their health insurance plan. People who do not have insurance coverage for bariatric surgery must pay for it on their own. This is called self-pay or cash-pay. Even without insurance, many people feel that the surgery is worth the investment in their health and seek out alternative financing options.
- Generally, the out-of-pocket costs for gastric bypass are between $20,000 and $30,000.
- Generally, the out-of-pocket costs for gastric banding are between $14,000 and $18,000.